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Can We Take Tax Benefit On Second Home Loan
Can We Take Tax Benefit On Second Home Loan -
The answer to that is a resounding yes Read on to know more While purchasing a home has always been considered a good investment option the tax benefits on home loans were earlier restricted to only one loan However now an individual can claim tax benefits on two Home Loans
2 You can claim the benefit of home loan interest and deduction in respect to the second house also In case the house is self occupied max int deduction including first house will be Rs 2 lacs subject to actual repayment of interest and balance interest beyond Rs 2 lacs will be a dead loss
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Parties Gather To Scrap Tax Benefit On Second Homes
Parties Gather To Scrap Tax Benefit On Second Homes
Besides the general tax benefits specific criteria are to be met like the completion of construction within a set period or conditions for joint home loans The new tax regime has limited these benefits Here are 3 questions What are the maximum deductions for home loan interest payments How can joint home loan holders claim
Under the New Tax Regime no such benefits are allowed What benefits can be claimed on a second home loan Borrowers can claim the following tax benefits on second home loan repayment Section 80 Rs 1 5 lakh tax deduction on principal payment Available for Property construction or purchase
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Tax Benefits On Second Home Loan Know How To Claim HDFC Bank YouTube
Tax Benefits On Second Home Loan Know How To Claim HDFC Bank YouTube
In this article we will all the home loan tax benefits Deduction for interest paid on housing loan A home loan must be taken for the purchase construction of a house If it is taken for con instruction of house then it must be completed within five years from the end of the financial year in which the loan was taken
Answer Yes you can claim a home loan tax benefit on the second property This includes deductions on both the principal repayment under Section 80C and the interest payment under Section 24 b subject to certain conditions and limits
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2 You can claim the benefit of home loan interest and deduction in respect to the second house also In case the house is self occupied max int deduction including first house will be Rs 2 lacs subject to actual repayment of interest and balance interest beyond Rs 2 lacs will be a dead loss
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Under the income tax laws there are no restrictions on the number of houses for which you can claim the tax benefits for home loan Whether you have one home loan or more the deduction allowable
2 You can claim the benefit of home loan interest and deduction in respect to the second house also In case the house is self occupied max int deduction including first house will be Rs 2 lacs subject to actual repayment of interest and balance interest beyond Rs 2 lacs will be a dead loss
Under the income tax laws there are no restrictions on the number of houses for which you can claim the tax benefits for home loan Whether you have one home loan or more the deduction allowable
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